Monday, October 21, 2024

Disability is unpredictable and can happen to anyone at any age

Social Security disability benefits for income support

Disability is something many Americans, especially younger people, think can only affect the lives of other people. Tragically, thousands of young people are seriously injured or killed, often as the result of traumatic events. Many serious medical conditions, such as cancer or mental illness, can affect the young as well as the elderly.

The sobering fact for 20-year-olds is that more than 1-in-4 of them becomes disabled before reaching retirement age.

As a result, they may need to rely on the Social Security disability benefits for income support. Social Security disability benefits provide a critical source of financial support to people when they need it most.

For more information please call

310-420-3505

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Thursday, October 17, 2024

Social Security disability insurance is coverage that workers earn

Social Security disability insurance is coverage that workers earn 

Disability is unpredictable and can happen to anyone at any age:

Disability is something many Americans, especially younger people, think can only affect the lives of other people.

Tragically, thousands of young people are seriously injured or killed, often as the result of traumatic events.

Many serious medical conditions, such as cancer or mental illness, can affect the young as well as the elderly.

The sobering fact for 20-year-olds is that more than 1-in-4 of them becomes disabled before reaching retirement age.

As a result, they may need to rely on the Social Security disability benefits for income support.

Social Security disability benefits provide a critical source of financial support to people when they need it most.

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Tuesday, October 15, 2024

Working while on Disability

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Try returning to work without losing Disability

The first 9 months of work


You can return to work for at least 9 months and still get your full Disability payment. We call this a “trial work period.” In 2024, any month you earn over $1,110 before taxes will count towards this trial. The months don't need to be consecutive, just within a rolling 5-year period. There's no limit on how much you can earn during the 9 months.



The next 3 years of work

After your 9-month work trial, there's a 36-month period called an “extended period of eligibility” (EPE) where you can work and still get Disability. The EPE earnings limit in 2024 is $1,550 per month, or $2,590 if you get Disability due to blindness. If you exceed the earnings limit in any month, you won’t be eligible for a Disability payment for that month.

After your EPE, if you keep earning over the limit, your benefit will typically end.



Your earnings limit can increase in certain circumstances


During the 3-year extended period of eligibility, if you have work expenses due to your disability, you may be able to earn more than the monthly limit without affecting your benefits, up to the value of those costs. For example, if you have to spend $250 per month on specific transportation needs, you can earn an extra $250 each month.

Also during that time, your earnings limit could increase if your job offers a subsidy. We define a subsidy as extra support due to your disability, like paid breaks or less work than your peers.

We’ll talk to your employer to determine the value of your subsidy. For example, they might tell us they give you extra paid breaks every week, worth $100. This would be your subsidy and you could earn up to that amount more than the earnings limit without reducing your benefit.


When you report work activity, be sure to report these expenses and subsidies as well.


Keep your Medicare coverage

During the 9-month trial and the following 93 months


You can typically keep Part A (hospital insurance) at no cost but can’t withdraw unless you pay a premium. 


If you have Part B (medical insurance), you can keep it by continuing to pay the premium.



After that

You can pay for both Parts A and B and keep your coverage as long as you still have a disability. Part A usually becomes free again after age 65.


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Thursday, October 10, 2024

The Basics About Disability Benefits

California Disability Advocates

Specializing in Social Security Disability Claims


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The Basics About Disability Benefits

The SSDI program pays benefits to you and certain family members if you are “insured.” This means that you worked long enough – and recently enough - and paid Social Security taxes on your earnings. The SSI program pays benefits to adults and children who meet our requirements for a qualifying disability and have limited income and resources.

While these two programs are different, the medical requirements are the same. If you meet the non-medical requirements, monthly benefits are paid if you have a medical condition expected to last at least one year or result in death.



Call us at 310-445-3322 for free Disability consultation.

Our Office is comprised of the best disability representatives and experienced representatives, who are competent and compassionate.


We are well known and recognized for over 30 years for our diligence in

Los Angeles, Santa Monica, Irvine, Orange County, San Diego,

San Fernando Valley, Ventura, Santa Barbara, Riverside, San Bernardino areas and throughout the state of California.


Having handled thousands of successful Social Security disability cases, our office is well aware of the complications of filing and appealing claims.


We understand that one primary consideration why people who are in dire need of disability benefits hesitate to seek help is because of the high costs. Consistent with our desire to help people who are qualified to receive disability benefits, we offer 

Free Case Evaluation

so that we can immediately inform you of your rights and help you properly decide on how to go about claiming your disability benefits. 


We only get paid if we win your case!


We can sign you up over the phone, by email, fax and even text.


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Tuesday, October 8, 2024

Is arthritis a disability?

Is arthritis a disability? Can you get disability for arthritis? And how severe does my arthritis have to be to get disability benefits?

Social Security Disability Insurance (SSDI) currently benefits millions of Americans and their families. However, many people who could benefit from the program are either unsure that they qualify or are intimidated by the process.   


To see if your arthritis could qualify for disability, we must first understand how disabilities are evaluated.


What is Arthritis?

There are many types of arthritis that affect people all over the world. The two main forms of joint pain are rheumatoid arthritis and osteoarthritis.

Rheumatoid arthritis is an auto-immune disorder that affects the lining of your joints. After some time, it can harm your joint ligament and bones resulting in stiffness and pain.



Osteoarthritis happens when ligaments in your joints wear out over time. Many people may wonder is arthritis a disability. Yes. Arthritis can prompt incapacity, as can numerous other mental and physical conditions that qualify for disability.

If your arthritis confines your daily movements, or activities you may qualify for disability benefits.

Your level of disability depends on the daily activities you find troublesome. For illustration, you'll have trouble:


  1. walking up stairs
  2. walking for an extended period of time
  3. standing or sitting
  4. grasping small objects
  5. lifting 10 pounds or more
  6. holding your arms up
  7. Is Arthritis A Disability?
  8. Yes, arthritis is considered a disability by the Social Security Administration. If you are unable to work because of your arthritis, you may qualify for disability benefits.

Since arthritis is seen as a disability, can you get a disability for arthritis?


The answer to this revolves around your working ability following your arthritis diagnosis. More specifically, if your arthritis keeps you from working for at least 12 months, then you may be able to qualify for disability benefits with arthritis. However, you will need to provide evidence that your arthritis meets the SSA's definition of a disability as well as a Blue Book listing.

How Arthritis Can Cause Joint Dysfunction


If you are out of work for at least 12 months, you get get disability with arthritis.jpegArthritis can cause your joints to encounter major dysfunction due to distortions such as misalignments, shortening of the joint or persistent pain and firmness.


In case your condition has expanded to a dysfunction in any of your joints, you should qualify for benefits.


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