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EXCITING ANNOUNCEMENT: RASHEL POURI RETURNS!   BEAUTY, ANTI-AGING, HEALTH, SKINCARE We are thrilled to announce the return of Rashel POURI, renowned Hollywood image maker and expert in beauty, anti-aging, health, and skincare. With over 20 years of experience in the industry, Rashel has been a guiding light for many, sharing her expertise and innovative approaches in Botox, anti-aging, health and beauty, hair, and skincare. As featured on The Dr. Show, Rashel POURI has consistently impressed audiences with her secret home remedies and effective beauty techniques. Her recent journey to Dubai has further enriched her knowledge and insights, which she is eager to share with you. Stay tuned for more updates and get ready to experience the exceptional care and beauty transformations that only Rashel POURI can offer. www.Drrashelofficialstore.com https://medium.com/@rashelmiracleproduct/beauty-on-budget-8b1b1cd453c1 EXPLORE TRANSFORMATIONS

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Benefits for Children with Disabilities

California Disability Advocates Specializing in Social Security Disability Claims Benefits for Children with Disabilities A child under age 18 may have a disability, but we don't need to consider the child's disability when deciding if he or she qualifies for benefits as a dependent. The child's benefits normally stop at age 18 unless they are a full-time elementary or high school student until age 19 or have a qualifying disability. Children who were receiving benefits as a minor child on a parent’s Social Security record may be eligible to continue receiving benefits on that parent’s record upon reaching age 18 if they have a qualifying disability. Adults with a Disability that Began Before Age 22 An adult who has a disability that began before age 22 may be eligible for benefits if their parent is deceased or starts receiving retirement or disability benefits. We consider this a "child's" benefit because it is paid on a parent's Social Security earnings record. The Disabled Adult Child (DAC) — who may be an adopted child, or, in some cases, a stepchild, grandchild, or step grandchild — must be unmarried, age 18 or older, have a qualified disability that started before age 22, and meet the definition of disability for adults. What if the child is already receiving SSI or disability benefits on their own record and turns 18? A child already receiving SSI benefits or disability benefits on his or her own record should check to see if DAC benefits may be payable on a parent's earnings record when they reach age 18. Higher benefits might be payable and entitlement to Medicare may be possible. Visit our Website

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Strengthening Social Security for millions of Americans

SecurityStat

Strengthening Social Security for millions of Americans More than 70 million people depend on Social Security benefits, and millions more reach out each year for other services like requesting a new Social Security card. At the same time, we’re experiencing an increasing number of customers, less operating funds per customer, and fewer employees. We’re working to provide our customers with the service they expect. Path to improve customer service Learn more about the recent agency accomplishments and solutions SecurityStat has helped to deploy.  Serving more people with fewer staff The chart illustrates the widening gap between staffing levels and the growing number of customers. We have fewer people working for Social Security than we've had in 27 years. In fiscal years 2017 through 2021, our separation rate averaged 7%. In fiscal year 2022, separations accounted for 10% of our workforce. Reductions in our staffing result in performance challenges. Our fiscal year 2023 total staff increased and fiscal year 2024 is expected to decrease because of the 2024 funding level. We continue to work towards rebuilding our workforce as the number of beneficiaries increases.  Agency funding relative to spending on benefits The chart shows that we have less funding as a share of the amount of benefits we administer through 2024. This funding also supports our work providing Supplemental Security Income payments, and some work on behalf of Medicare. Impact As a result of these challenges, our current customer service performance doesn’t match our customer service goals. Examples of current average wait times include: 36 minutes for our national 800 number. 229 days for an initial Disability decision. 225 days for a Disability reconsideration decision. 361 days for a hearing decision. How we’re addressing these challenges In February 2024, Commissioner Martin O’Malley launched “SecurityStat,” a performance measurement tool to help Social Security set goals, choose actions, and track progress in meeting these challenges.  The SecurityStat process For each SecurityStat challenge, we: Set a strategic goal. The strategic goal should be bold and measurable. For example, one of our goals is to answer calls to our 800 number in an average of 12 minutes. Drive leading actions. Certain actions will help us meet our strategic goals. For example, if we help people understand any next steps they have by sending clearer letters, we can reduce their need to call the 800 number. This would allow us to answer the calls we do get faster and provide better service on our 800 number. So, we plan to improve how we write to reduce the number of calls. Track “Key Performance Indicators (KPIs)” over time. The KPIs tell us if our action plans are moving us toward our strategic goal. For example, are we getting fewer calls related to our letters? Did our average time to answer calls drop?   visit our website

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The Basics About Survivors Benefits

The Basics About Survivors Benefits There are about 4 million surviving spouses receiving monthly Social Security benefits based on their deceased spouse's earnings record. For many of those survivors, those benefits help to provide the necessities of life. If you are working and paying into Social Security, some of those taxes you pay are for survivor’s benefits. Your spouse, children, and parents could be eligible for benefits based on your earnings. Planning for Your Survivors As you plan, you'll want to think about what your family would need if you should die. Social Security can help your family if you have earned enough Social Security credits through your work. You can earn up to 4 credits each year. In 2024, for example, you earn 1 credit for each $1,730 of wages or self-employment income. When you have earned $6,920 you have earned your 4 credits for the year. The number of credits needed to provide benefits for your survivors depends on your age when you die. No one needs more than 40 credits (10 years of work) to be eligible for any Social Security benefit. But the younger a person is, the fewer credits they must have for family members to receive survivor’s benefits. Some survivors can get benefits if you have credit for 1 and 1/2 years of work (6 credits) in the 3 years just before your death. Social Security survivors’ benefits are paid to widows, widowers, and dependents of eligible workers. This benefit is particularly important for young families with children. If you are the dependent parent, who is at least age 62, of a worker who dies, you may be eligible to receive Social Security survivor’s benefits. You must have been receiving at least half of your support from your working child. Also, you must not be eligible to receive a retirement benefit that is higher than the benefit we could pay on your child’s record.  Generally, you must not have married after your deceased adult child’s death. However, there are some exceptions.  Besides being the natural parent, you could also be the stepparent, or the adoptive parent if you became the deceased worker’s parent before they were age 16. If You Are the Survivor Just as you plan for your family's protection if you die, you should consider the Social Security benefits that may be available if you are the survivor. For benefits purposes, we consider a survivor to be the spouse, child, or parent of a worker who dies. That person must have worked long enough under Social Security to be eligible for benefits.  You and your family could be eligible for benefits based on the earnings of a worker who died. The deceased person must have worked long enough to qualify for benefits.  If you are not getting benefits, you should apply for survivors benefits promptly because, in some cases, benefits may not be retroactive. If you are getting retirement or disability benefits on your own record: You will need to apply for the survivors’ benefits. We will check to see whether you can get a higher benefit as a widow or widower.   visit our website

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How long do I have to work to qualify for Disability?

California Disability Advocates Specializing in Social Security Disability Claims How long do I have to work to qualify for Disability? ​The amount of years worked that is necessary to qualify for disability benefits depends on your age. Social Security quantifies your work history in terms of work credits. Typically, you will have needed to have worked 5 of the last 10 years to have enough work credits to quality for Social Security Disability Income (SSDI). Usually, you need 20 work credits earned in the last 10 years. Working and Earning Work Credits There is a chart available to understand how many work credits and years of work are required based on your age. In order to earn work credits, you need to work and pay into Social Security. In 2023, you must earn $1,410 to earn one work credit. Younger workers can qualify for disability benefits with fewer work credits. If you become disabled before age 24, you must have earned 6 credits in the three years prior to the onset of your disability. If you become disabled between age 24 and 31, you need credits for half the time between age 21 and the onset of your disability. For example, if you become disabled at age 29, you would need four years of prior work, or 16 credits. You will also need to have worked recently to qualify for Social Security disability benefits. If you worked in your youth but took off 6 years to raise a family, you will no longer qualify for Social Security disability benefits. Most SSDI recipients need to have worked recently, usually any 5 of the past 10 years. If you have worked intermittently, but have earned income within the past couple of years, you may be eligible for Social Security disability benefits. Qualifying When You Have Not Worked If you haven't worked enough, there is still hope for your claim. You can apply for Supplemental Security Income (SSI) benefits. These benefits are for people of all ages with a severe financial need. Rather than taking into consideration the of years worked and work credits, the SSA will look at your income and assets. If you are within the income limits, then you may will qualify for disability benefits. Other Requirements for Disability Once you establish if you have worked long enough for SSDI or if you are within the income limits for SSI, you will need to meet the medical requirements. These are the same for both SSI and SSDI. To medically qualify, you will need to meet a Blue Book listing. The Blue Book is the guide used by the SSA to assess if someone is medically eligible for disability benefits. Within the Blue Book, you can find conditions that qualify for disability benefits and the requirements that need to be met for that specific condition. This includes things like specific test results, doctors notes, medications, treatment options, etc. Look over the Blue Book with your doctor to make sure you medically qualify. If you do not medically qualify, but are still unable to work due to the condition you are experiencing, there is still hope. You can request a residual functional capacity (RFC) form be completed by a doctor. This form will go over the disabling condition you are experiencing, your symptoms, and how they impact your work ability. The RFC will demonstrate that you are unable to work in the field you have been trained to work in, and that there is no other work you can do because the condition you are experiencing. It will explain how long you can sit, stand, how much you can lift, your ability to understand, remember and complete tasks, etc. How Many Years Do You Have to Work to Get Social Security? How many years you have to work in order to get Social Security disability depends on your age and when your disability began. You normally need around 40 work credits in order to qualify for disability, with half of them being earned in 10 years before your disability began. You also must have worked recently to qualify for SSDI benefits. If you worked when you were young and then stopped for 6 years to start and raise a family you won’t qualify for SSDI. Most SSDI recipients are usually required to have worked recently, typically any 5 of the last 10 years. Credits are calculated based on your total wages or income from self-employment income earned each year. The amount of earnings needed for one credit isn’t the same every year. In 2023, you earn one work credit for every $1,470 in earnings. You need to earn $5,880 to gain the maximum of four credits allowed for each year. How Long Do You have to Be Off Work to Get Disability? You need to be off work for at least 12 months in order to get disability. If you think you will be out of work for at least 12 months or more, you may be able to earn Social Security disability benefits. You will have to provide sufficient evidence that you won’t be able to work for at least 12 months to qualify for SSDI benefits or SSI to avoid denied benefits. This is called the durational requirement. If the SSA doesn't believe your disability will last at least 12 months, you will be sent a "durational denial" letter. If you are only going to be disabled and unable to work for less than 12 months then you won’t qualify for SSDI benefits. If you think you will only be out of work for less than 12 months, then you will not be able to qualify for Social Security disability. In addition to the length of time you have been out of work in order to qualify for SSDI, your accrued work credits and age your disability needs to be listed in the SSA’s Blue Book. The SSA uses its Blue Book as a guide to assess if a person is medically eligible for disability benefits. If your disability is listed you will need to provide evidence that proves the presence of it such as your doctor’s report, results of relevant medical test results and success of treatments used to relieve the symptoms of your disability. Can You Get Disability If You Are Unemployed?  You can get disability if you are unemployed, however there is a limit for how long you have been out of work.  Generally, you need to have earned 20 work credits in the 10 years of working before your disability began. If you have enough work credits, even if you have been unemployed, you may still be able to get disability benefits. Getting Help With Determining if You Worked Enough Do you need help determining if you'll qualify for Social Security benefits? You should contact a Social Security attorney or disability advocate. He or she can evaluate your claim and help you start the application process. You can also learn more about your eligibility by filling out a free evaluation form today. If you need help to file for Social Security Disability or Medical, please call us for free consultation.  ​​Need help now? For information on Medi-Cal and Social Security Disability CALL US TODAY Visit our Website

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